Urban Communities, LLC

Urban Communities located on MLK Blvd.

Urban Communities located on MLK Blvd.

Urban Communities, LLC
John F. Settles, II, Owner
520-528 Martin Luther King Jr., Blvd
Savannah, GA  31401
(912) 247-4868

John Settles, II modified the old cliché “if you are not a part of the solution, you are a part of the problem” to “I see a problem and will provide a solution.”  He did so by forming Urban Communities, LLC in Maryland in 2002 to provide affordable housing opportunities for low to moderate income individuals.  He accomplished this mission by purchasing, renovating and selling real estate to individuals who could not purchase the property using traditional sources.  For example, Mr. Settles may allow “lease to own” options for someone who need to correct some credit issues or for clients who are not able to make the required down payment.

After graduating from college in 1993, John worked for Housing and Urban Development in Washington, DC.  As an employee, he observed something that was disturbing enough to motivate him to improve conditions for the less fortunate.  He noticed that the real estate needs did not match the funding available for individuals desiring to own this portion of the American Dream.  He used Urban Communities to close that gap, thus helping more than two dozen persons become home owners in the Washing ton DC Metro area. 

In 2005, he and his wife moved to Savannah, GA where she could be closer to her family.  John decided to transfer his business knowledge and skills from Maryland to Savannah.  Under the umbrella of Urban Communities, he invested in properties that can easily be converted into rentals or for home ownership. 

Looking outside the box, John changed the status quo and gave opportunities to many who needed a second chance. 

John became a SBAC client after receiving a HUD Special Purpose Loan to renovate his commercial property on Martin Luther King Jr. Blvd for business expansion.

The Small Business Assistance Corporation is a SBA Certified Development Company that offers loan programs to 44 counties in Southeast Georgia and the Low Country of South Carolina. For more information on this or any loan program offered by the SBAC, phone 912-232-4700 or email sbac@sbacsav.com.