(912) 927-2722

Tim and Cary Czarkowski, established Subway franchise owners here in Savannah, decided that the time had come to capitalize on the tremendous growth of Savannah’s Southside – by opening their fourth Subway franchise at the new Wal-Mart Supercenter complex. The Czarkowski’s, know in the Savannah marketplace and restaurant industry, were contacted by the owner of the strip center to see if they would be interested in the location. Once Tim and Cary did their due diligence on the location, the franchisor researched the area and readily approved the facility.

Already experienced in the SBA loan process, Tim and Cary approached SBAC seeking assistance in obtaining an SBA loan to fund the new location. Having already utilized the SBA 504 and 7(a) loan programs for their other locations, Tim and Cary had an initial application prepared at the beginning of the loan process. SBAC worked with Tim and Cary to locate a bank interested in funding the loan request for the Highway 17 location. In stepped SunTrust Bank, along with an approval from SBA, and the Czarkowski’s were on their way to becoming highly successful franchisees with four stores.

The SBA loan closed and construction began soon after. The project was completed in the summer of 2003 and the store opened shortly thereafter. Located in a strip center directly in front of one of Savannah’s busiest Wal-Mart locations (if not THE busiest in town), Tim and Cary’s Subway is ready to serve those in need of a quick meal before participating in the thrill of shopping at a Supercenter as well as those who need to pick up a sub for dinner on the ride home.

The success of Tim and Cary’s other stores is a direct result of their active involvement in the daily operations. So, if you feel the need to shop at the Supercenter, but find that you need sustenance prior to “the experience,” stop by Subway and see Tim and Cary, they’ll be happy to feed you and send you on your way!