USDA Intermediary Rural Micro-Entrepreneur Assistance Program (RMAP)

The Small Business Assistance Corporation is a USDA Micro-Enterprise Development Organization that has been selected to administer the Rural Micro-Entrepreneur Assistance Program. This program provides access to capital in order to boost small business development, create jobs, and strengthen rural communities.


  • Working capital
  • Purchase of real estate inventory
  • Supplies
  • Furniture and fixtures
  • Raw materials
  • Machinery and equipment.


Each application will be considered on the basis of the company’s unique financial needs. The maximum loan amount is $50,000.


  • The current interest rate on the RMAP loan is 6.5%, fixed for the term of the loan.
  • The repayment period will be determined on a case-by-case basis not to exceed ten (10) years.
  • There is a 1.5% origination fee.


  • A sole proprietorship located in a rural area
  • A business entity, located in a rural area, with no more than 10 full-time-equivalent employees and in need of $50,000 or less in business capital and/or in need of business based technical assistance and training.


Collateral (or security) will be determined on a case-by-case basis. Potential borrowers should know that SBAC is legally bound by the USDA to secure each loan with sufficient collateral including personal assets, if necessary. If assets are purchased, a first lien will be obtained. A personal guaranty by the principal owners of the small business concern will be required.


All information is subject to change without notice.