Georgia Green Loan Program

georgiagreenloansThis loan program was developed to promote eco-friendly, or, “green” business initiatives. Businesses seeking to become more energy efficient in their operations are encouraged to apply.

Use of Funds:

Loan funds can be used for any purpose related to environmental concerns, such as retro-fitting for sustainable utilities, energy-efficient renovations, attainment of LEED certification, implementation of recycling programs, purchase of environmentally friendly products for use, retail sale, etc.


Each application will be considered on the basis of the company’s unique financial needs. The maximum loan is $50,000.

  • Interest rates ranging from 4% – 8% (determined by source of funds)
  • The repayment period will be determined on a case-by-case basis not to exceed ten (10) years.
  • Borrower is also responsible for closing costs and normal filing fees.

*Rates and terms are subject to change


  • Non-profit organizations
  • Consumer and marketing cooperative
  • Business dealing in the creation, origination, expression or distribution of ideas, values, thoughts or opinions.
  • Specialty stores primarily engaged in selling products that promote or advocate ideas, specialized delivery, distribution or transportation concerns limiting themselves to distribution of “ineligible materials.”
  • Refinance of existing debt
  • Refinance or purchase of real estate


Collateral (or security) will be determined on a case-by-case basis. Potential borrowers should know that the SBAC is legally bound to secure each loan with sufficient collateral, to include personal assets. If assets are purchased, a first lien will be obtained. Personal guarantees of the principal owners of the small business concern will be required.

Apply Online

All rates and terms subject to change without notice.

The Georgia Green Loans was founded by Access to Capital for Entrepreneurs, Inc.