Author Archives: Mary Catherine

Area Lenders Help “Stuff the Stocking” for the Holidays

"Stuff the Stocking" Holiday Drive to benefit Safe Shelter, Inc.

SBAC Loan Officers Stephen George, Wendy Jeffers and Debra Simmons present Natalie Leggette, Safe Shelter, Inc., with three stockings of donated items from the “Stuff the Stocking” Holiday Drive during the December Lenders League Networking Hour.  

“We had a tremendous turn out for the drive,” stated Laura Blake, SBAC’s Loan Packager and founder of the Lenders League. “I want to thank all of the area businesses and members of Lenders League that made contributions to this worthwhile cause.”   

Lenders League is organized by the SBAC and is a free networking group of local bankers and professionals who are looking to expand their business and make connections.   The next Lenders League Networking Hour is slated for Wednesday, January 20th from 4:30pm to 6:00pm at B Matthews, 325 E. Bay Street, Savannah.


RDP Productions

Reaching Dreams are Possible (RDP) Productions
Kyunnie Shuman, Owner
7064 Hodgson Memorial Drive, Savannah, GA 31406
Phone:  (912) 596-4468
Website:  www.rdpproductions.com

We try to find ways to capture those special once in a lifetime moments; weddings, parties, birthday celebrations, proms, graduations, dance recitals, and the special occasions can go on and on.  Technology has given us video cameras to relive those precious memories, but we don’t have to leave them to chance.  An expert such as Mr. Kyunnie Shuman, owner of RDP Production, has the professionalism, experience and equipment that will keep those special memories alive in our hearts.

Here are just a few reasons to select Kyunnie as your videographer of choice:  He is 2003 graduate of Savannah College of Arts and Design (SCAD) with a Bachelor of Fine Arts in Video and Film. Also, he has owned Reaching Dreams are Possible (RDP) Productions since 2006 and specializes in the video production of weddings, documentaries, pageants, church services, sporting and special events, such as birthday/retirement parties, dance recitals and family reunions.  Also, his prices are competitive with the other professionals serving Chatham County and the surrounding areas.

RDP Productions’ services consist of shooting and editing footage, duplicating DVD’s and CD’s, designing DVD covers, creating DVD menu pages, and transferring media, such as Mini DV to DVD.  With all of these services, RDP’s customers do not get just a video; they get a “live story” of the event that lasts forever.

Mr. Shuman received a Small Steps to Success loan from SBAC in order to purchase a HDV camcorder, which is the latest in the Canon family of high-quality HDV camcorders.  This newer technology allows him to upgrade his business by incorporating the latest in digital recording.

For the finest in professional digital videography at a reasonable price, contact Kyunnie Shuman at (912) 596-4468 or visit his website at www.rdpproductions.com.


Jeffers Joins SBAC as Sr. Lending Officer: SBA Programs

wendy-headshotWendy Jeffers has joined the Small Business Assistance Corporation (SBAC) as their Senior Lending Officer: SBA Programs. 

A graduate of Valdosta State, Jeffers has worked in the finance industry specializing in SBA programs for over 10 years. She is a certified economic development finance professional as well as a certified consumer credit counselor.

Wendy will primarily focus on supplying information and supporting area small businesses and lenders who may benefit from using SBA 504 and 7(a) loan products.  Incentives include long term, fixed rate permanent financing as well as low down payments.

“Wendy is a tremendous asset to our organization,” stated SBAC President Tony O’Reilly. “Her expertise in finance along with her experience in SBA loan origination will aid us in expanding our loan portfolio and will be a major benefit for our clients.”

The SBAC, located at 111 E. Liberty, Suite 100 in Savannah, is a specialized, non-profit business development organization licensed by the U. S. Small Business Administration and supported by the City of Savannah and the U. S. Department of Housing and Urban Development to promote economic growth.  Since 1989 the SBAC has been offering loan products in the City of Savannah, southeast Georgia and Low Country of South Carolina.

If you would like more information about SBA loan programs, please contact Wendy Jeffers at 912-232-4700, mobile 912-398-3090, email wjeffers@sbacsav.com or visit online at www.sbacsav.com. The SBAC is an equal opportunity lender, provider and employer.


Urban Communities, LLC

Urban Communities located on MLK Blvd.

Urban Communities located on MLK Blvd.

Urban Communities, LLC
John F. Settles, II, Owner
520-528 Martin Luther King Jr., Blvd
Savannah, GA  31401
(912) 247-4868

John Settles, II modified the old cliché “if you are not a part of the solution, you are a part of the problem” to “I see a problem and will provide a solution.”  He did so by forming Urban Communities, LLC in Maryland in 2002 to provide affordable housing opportunities for low to moderate income individuals.  He accomplished this mission by purchasing, renovating and selling real estate to individuals who could not purchase the property using traditional sources.  For example, Mr. Settles may allow “lease to own” options for someone who need to correct some credit issues or for clients who are not able to make the required down payment.

After graduating from college in 1993, John worked for Housing and Urban Development in Washington, DC.  As an employee, he observed something that was disturbing enough to motivate him to improve conditions for the less fortunate.  He noticed that the real estate needs did not match the funding available for individuals desiring to own this portion of the American Dream.  He used Urban Communities to close that gap, thus helping more than two dozen persons become home owners in the Washing ton DC Metro area. 

In 2005, he and his wife moved to Savannah, GA where she could be closer to her family.  John decided to transfer his business knowledge and skills from Maryland to Savannah.  Under the umbrella of Urban Communities, he invested in properties that can easily be converted into rentals or for home ownership. 

Looking outside the box, John changed the status quo and gave opportunities to many who needed a second chance. 

John became a SBAC client after receiving a HUD Special Purpose Loan to renovate his commercial property on Martin Luther King Jr. Blvd for business expansion.

The Small Business Assistance Corporation is a SBA Certified Development Company that offers loan programs to 44 counties in Southeast Georgia and the Low Country of South Carolina. For more information on this or any loan program offered by the SBAC, phone 912-232-4700 or email sbac@sbacsav.com.


Dents Plus Restoration & Customizations, LLC

Dents Plus Restoration & Customizations, LLC
Owners:  Dennis and Beth Gould
Hardeeville, South Carolina
(843) 422-5366
dennis@dentsplusrc.com

Dennis Gould

Dennis Gould

Hardeeville South Carolina is now home to Dents Plus Restorations & Customizations, LLC (DPRC) courtesy of a SBA MicroLoan from the Small Business Assistance Corporation.

DPRC, which is owned and operated by Dennis and Beth Gould, is a vehicle cosmetic and restoration business that targets both car dealers and individual car owners living in the Coastal Empire and Low Country of South Carolina.  Armed with over 14 years of experience as a Master Certified Technician, Dennis decided to convert his hobby of car restoration to his main source of income. After completing an intense training program, he combined his mechanic experience with his restoration knowledge and produced a business that provides complete auto appearance reconditioning which includes exterior and interior painting, dent and glass repair, odor removal, pin striping, spray in bedliners and spoiler installation.

With a tag line “Why replace it? Restore It!” Dennis uses his fascination of car restoration to convert even the most unattractive vehicle to a classic that would cause heads to turn.  He eliminates any excuses for riding in a jalopy.  In addition to saving his clients money, Dennis is mobile and travels to the car dealerships or individuals location and provides quick, complete and professional service. In addition to vehicle restoration, DPRC also provides service to boats, restaurants, motorcycles, planes and offices along with a variety of other objects.

With reasonable prices, years of experience and a love for the service that he offers, Dennis Gould is the perfect person to call when you need a vehicle restoration expert.     

The Small Business Assistance Corporation is a SBA Certified Development Company that has been selected to administer the MicroLoan Program in 44 counties in Southeast Georgia and the Low Country of South Carolina. The Microloan Program provides very small loans to start-up, newly established, or growing small business concerns.  For more information on this or any loan program offered by the SBAC, phone 912-232-4700 or email sbac@sbacsav.com.


Toni’s Steakhouse

STIJEPAN and TONI POPOVICtoni-steakhouse-buildingsmall
TONI’S STEAKHOUSE
110 EISENHOWER DRIVE
SAVANNAH, GA  31406
(912) 691-8748

Toni’s Steakhouse is a new restaurant embracing Savannah’s Southside.  It is located at 110 Eisenhower Drive and owned by the father/son team of Stijepan and Toni Popovic.  This is an upscale steakhouse with reasonably priced entrees that can seat 85 customers comfortably. 

Toni’s menu can satisfy an entire family.  For dinner, customers can choose a mouth watering steak cooked just the way they want it from rare to well done.  Each steak is hand-cut, seasoned to perfection, chargrilled on an open fire and topped with butter or olive oil and garlic sauce.  Other entrees include grilled salmon and shrimp and several pasta dishes.  For those who want to eat lite, there are several salads to choose from:  Steak, House, Grilled Chicken and Aha Tuna.  Sandwich lovers have a choice of Turkey & Bacon, Grilled Chicken Breast, Sirloin and the all famous burger.  The children’s menu consists of chicken, burgers and grilled cheese.

No meal is complete without enjoying the taste of a delicious dessert.  The sound of Triple Chocolate Cake, Crème Brule, Cheese Cake and Banana Split can make for a happy ending to any perfect meal.  

Housed in the former Schlotzsky’s Deli building, one block off Abercorn, it is easily accessible when traveling both east and west on Eisenhower Drive. Toni is situated where it can attract clients from local financial and medical establishments, hotels and Hunter Army Airfield.  With the Truman Parkway linking downtown with the Southside, Toni is conveniently located to also attract downtowners for both lunch and dinner. 

Mr. Popovic is originally from Croatia, but moved to Savannah via Wisconsin.  Thirty days after landing in our fair city, he opened his first restaurant, Café Toni on Wilmington Island then sold it four years later.  In 2003, he opened his second restaurant, Restaurant Adriatic, which is still operating on Diamond Causeway.  Many residents on Skidaway Island enjoy the meals prepared there.  Toni Steakhouse is the third eating establishment that the Popovic family has owned in Chatham County.

Their years of experience are evidenced in the many excellent reviews offered by their clients.  Toni Steakhouse gives customers another option for savoring the cuisines that Savannah has loved for so long. It is opened seven days per week from 11:00 am to 10:00 pm with ample staff to accommodate a party of two to eighty-five.


SBA Announces Increased Guaranty on 7(a) Loans

Since the signing of the economic Recovery Act, the Small Business Administration (SBA) has announced they are temporarily waiving certain loan fees and raising guarantees on 7(a) loans up to 90 percent. What does this mean for small businesses? Businesses will more likely be able to obtain capital at a lower cost. 
 
“I believe this is a major step in helping businesses receive financing that has not been available as of recent due to the economic downturn,” stated SBAC President Tony O’Reilly. “The SBAC is an established SBA lender and we are here to assist businesses utilize this opportunity.”  

For more information on SBA loan programs, contact Stephen George, Sr. Business Development Specialist.


SBA 504 Interest Rate Hits Low 5.25%

Interest rates for the SBA 504 loan program have reached an all time low according to the National Association of Development Companies (NADCO). The effective rate for April 2009 is 5.25%.    “What a tremendous opportunity for small businesses. This is the lowest it has ever been since the program began in 1986,” stated SBAC President Tony O’Reilly.   

The SBA 504 loan program provides small businesses with long term financing for fixed assets. Borrowers that close under the current effective rate of 5.25% will lock in this historically low rate for a 20 year term. Since its inception 504 has funded nearly $40 billion in loans to small businesses. Locally the SBAC participated in lending over $78.5 million.    

For more information on the SBA 504 program, contact Stephen George, Sr. Business Development Specialist.